Investment property loan

THE RIGHT HOME LOAN  >  Investment property loan

Sydney’s investment property loans specialists

Our Sydney brokers specialise in providing expert advice on investment property loans. Used to specifically purchase an investment property, an investment property loan can be a 100% offset account, a packaged loan, a basic loan, a fixed rate loan and even a construction loan.

What are the advantages?

An investment property loan gives you the ability to place a smaller deposit down on your next property. Plus, rather than possessing 100% of the funds yourself, banks may be prepared to lend you the money. Clients who can service a higher debt level may be able to borrow up to 100% of the purchase price of
the investment property, provided you have equity in existing property as collateral security. 

You may have the option to pay interest-only rather than principal and interest. In most circumstances, you‟ll have the ability to pay interest in advance on the next 12 months, resulting in certain tax benefits. We recommend speaking with an accountant before selecting this option.

What are the benefits?

Depending on the product you choose, benefits could include:
  • 100% offset account (with debit card)
  • Redraw facility
  • The Internet and phone banking
  • Extra repayments
  • Interest-only or principal and interest payments
  • Repayment holiday
  • Ability to fix your loan
  • Credit card facilities

Loan servicing

Servicing your loan can be done through your existing income as well as any rental income received from your investment property. 

Some lenders take negative gearing into account when applying for your new loan.

Sydney’s best brokers

We are a professional, established Sydney brokerage team providing expert advice on investment loans. We‟re the best and most recommended in the business, with our clients consistently testifying to our professionalism and accurate advice. 

Head to our testimonials to discover why we‟re Sydney‟s top team.

Get in touch with our brokers. Call (02) 9982 8014.

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