Basic Home Loans

Basic home loans in Sydney

The best mortgages are not always the cheapest home loans. A basic home loan typically has a lowinterest rate with no ongoing account keeping fees and charges and often a reduced or nonexistent establishment fee. This type of loan can be used to purchase a home or fund an investment and are often for borrowing less than $250,000. Often, a basic loan contains nominal features. Our Sydney professionals ensure you're led in the right direction, regardless of the loan you're interested in. We strive to make finding information easy while never sacrificing quality.

What are the advantages of basic home loans?

Basic home loans are often the most cost-effective, simple and easy to use loans. Without the added features and ongoing fees of professionally packaged loans, basic home loans are generally the best option for new buyers and investors. Features include:

Redraw facilities
The Internet and phone banking
Extra repayments
Interest-only or principal and interest payments
Repayment holiday
Ability to fix your loan

Finding the best mortgage

Finding the best mortgage doesn‟t mean finding the cheapest home loan. The word „best‟ is relative to each person‟s situation - our Sydney professionals work to find you the most appropriate and rewarding option for you.

We collaborate to understand your situation, your goals and your future plans to find something that works well within your means.